Device Insurance — Embedded at Point of Sale via Senang.io Platform
Device Insurance — Protect What Keeps You Connected
Device Insurance is a protection plan designed to safeguard your smartphones, tablets, laptops, and other essential gadgets against accidental damage, theft, or unexpected breakdowns.
In today’s digital world, your device isn’t just a gadget — it’s your work tool, communication hub, and daily essential. Device Insurance ensures you’re not left stranded when something goes wrong.
Best Distributed At
🛒 Device Purchase Checkout |
📱 Telco Device Upgrade Programmes |
🛍️ E-Commerce Platforms (Lazada, Shopee Partners) |
🧑💼 HR Portals as Employee Perks |
🤝 Cooperative Consumer Programmes |
Why Device Insurance Matters
Modern devices are expensive to repair or replace. A single accident can cost:
 Cracked screen replacement |  Water damage repair |  Motherboard replacement |  Full device replacement after theft |
|---|
Without protection, you may face high out-of-pocket costs — often unexpected and inconvenient.
Device Insurance provides financial support so you can repair or replace your device quickly, without disrupting your daily life.
For Partner
Device insurance adds a recurring revenue stream at near-zero incremental cost. Senang.io handles underwriting, claims, and policy administration
How Device Insurance Works
Device Insurance offers coverage for specific insured events during your policy period.
01
Choose Your Plan
Select coverage based on your device type and value.
02
Activate Protection
Your device is covered once the policy is issued and active.
03
Covered Incident Occurs
You can submit a claim if: Accidentally damaged, Water damaged, Stolen (subject to terms), Malfunctioning due to covered causes
04
Repair or Replacement
Upon approval, the insurer will arrange repair, reimburse repair costs, or provide a replacement device (based on policy terms).
For partners
Partner integration journey
01
Integrate via API or widget
02
Product auto-displays at checkout
03
Policy issued instantly
04
Claims handled by Senang.io
What Device Insurance Can Cover
Core Protection
Accidental Damage — Screen cracks, drops, impact damage
Liquid Damage — Water spills or exposure
Theft Protection — Loss due to burglary or robbery (subject to proof)
Mechanical Breakdown — Post-manufacturer warranty issues (if included)
Optional Add-Ons
Worldwide coverage
Express repair service
Accessory protection
Extended warranty coverage
Coverage scope varies depending on selected plan and policy terms.
Partners can configure eligible device types, coverage limits, and premium tiers based on their product catalogue.