Micro Insurance — Scalable Affordable Coverage Infrastructure by Senang.io

For Consumer

Micro Insurance by senang.io is designed to make insurance simple, affordable, and accessible — especially for individuals, gig workers, students, and small families who need essential protection without high premiums.

It provides focused coverage for specific risks at a lower cost, ensuring that financial protection is within reach for everyone.

For Partner

Senang.io's micro insurance infrastructure allows platforms to embed low-ticket, high-volume protection products with minimal integration complexity. Ideal for cooperatives, BFSA-licensed entities, and loyalty programs.

Micro Insurance helps by:

Providing low-cost protection	Covering specific high-impact risks	Offering simple, easy-to-understand plans	Reducing financial vulnerability during emergencies

It ensures no one is left unprotected due to affordability concerns.

How Micro Insurance Works

Micro Insurance focuses on essential coverage with straightforward benefits.

01

Choose a Basic Protection Plan

Select coverage tailored to your needs — accident, hospital cash, device, or short-term protection.

02

Pay Affordable Premiums

Designed to be budget-friendly with manageable contributions.

03

Claim When Covered Event Occurs

If an insured event happens, submit simple documentation.

04

Receive Digital Policy

Your e-policy is issued instantly and accessible via the partner platform or Senang.io portal. No paperwork. No waiting.

05

Receive Quick Financial Support

Approved claims provide cash benefits or reimbursements to ease financial stress.

What Micro Insurance Can Cover

Partner Configuration

Partners can configure coverage type, benefit amount, and premium tier via Senang.io's product builder — no actuarial work required.

Pre-built products include: accident daily income, device cover, travel protection.

*Coverage varies depending on the selected plan.

Key Benefits of Micro Insurance

• Affordable and accessible 🌍

• Simple coverage structure 📄

• Fast application process ⚡

• Suitable for gig workers and freelancers 🧑‍💻

• Ideal entry-level protection 🛡️

Ideal for Partners Who...